£££££££££ Sources of Investment ££££££££
Personal Investment
- In cash as shares, as assets introduced, retained profits, or in kind as Sweat Equity, via Pension Funds such as SIPS
- Loans, Debentures, Preference shares, Security or Personal Guarantees.
Friends & Family
- Gifts, Shares, Deferred loans, Stock or Guarantees, support in kind
Trade Investors
- Suppliers may offer longer credit terms or wish to invest long term in their customer
- Customers may pay in advance all or part or want to invest in a good business
- Landlords are putting there property in your hands and may be interested in an equity share
- Competitors may not seem obvious but it may give them some control in their market
- Related industries; supply chain, intellectual property owners or specialist service companies
- Anyone with a suitable vested interest, special knowledge or genuine interest
High Networth Individuals
- Business angels as individuals or via clubs in consortia,
- Corporate venturers, affluent individuals who have done it before or target your situation
- List your own potential contacts who may become investors, partners, stakeholders or supporters who may include; International contacts, Celebrity investors, Professional contacts,
Soft Loans & Government Supported schemes
- DTI backed Small Firm Loan Guarantee
- Regional schemes
- Equity gap funds eg. Yorkshire Fund Managers, Viking Fund
- Nesta, Carbon Trust, Universities
- Grants, R&D Tax credits
Banks
- High street , Overdrafts, Credit Cards, secured and unsecured Loans
- Trade finance, Factoring, Invoice discounting, Asset finance
- Second tier and Unconventional funders
Equity
- Venture capitalists specific to your sector or size of deal, Venture capital trusts, technical trust investments
- Enterprise Initiative Scheme, Capital gains tax roll over relief
- Junior markets, Aim, Plus (Ofex),
- Specialist brokers